Now that IBM is changing to exchange medical options for retirees. It is scary to be at the mercy of these companies who promised something but then make changes on a whim to save dollars. Make sure you also have a 're-entry permit' before you leave the country. I jest. Where should I retire? Yikes! Check out the reality from someone who knows before you decide your romantic view of a foreign culture is the truth! Great information. lifestyle as a single man living in Thailand. They are here for an extended visit so I thought Id take this opportunity to pick their brains on how much it costs to live there. Ill check with my dad. Like many second world countries, regular reports of police corruption may worry some, but these problems always seem to exist where it's cheap. My wife is Thai and we have been planning for our future in Thailand even since we got married 9 years ago. First, you have to obtain a non-immigrant visa by providing the Thai consulate with your passport and proof that you have enough funds. Mostly Western guys, these . There is a lot to see and do in the country. Stray dogs are everywhere. My dad mentioned that raising a kid is a pretty big expense in Thailand. However, if you can choose to eat the local foods and not go to 5 star restaurants, its not too bad, Healthcare in Malaysia is a lot cheaper than the US and is just as good. (Photo by George Styllis), Thailand's battle to drive down currency will not end well, Thailand keeps doors open to Chinese tourists, Thailand's famed 'Rose of the North' is wilting, Thailand GDP growth slows to 2.4%, lowest in five years, Thailand confirms first human-to-human spread of coronavirus, Thailand cuts interest rates to record low as coronavirus spreads, Thai banks give coronavirus-hit borrowers one-year moratorium, Thailand's budget delay seen exacerbating economic woes, Japan's capital spending up 7.7% despite weaker profits, China manufacturing expands at fastest pace since April 2012, Australia economy slowed in Q4 as headwinds mount. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. The Philippines? Thaiger Video Sunday, March 6, 2022. From what I understand, foreigners can buy condos, but not lands. How in the holy hell do you spend $4,000 per month without living at least somewhat extravagantly? Leo is planning to move back to the US because he has Medicare benefits there. Thats cheap. As somebody who has had the opportunity to speak with both locals and expats I will share the word on the street, so you know what it is like as a single man living in Thailand. Seen as a safe bet amid the U.S.-China trade war, the baht has caused visitor numbers to drop and hotel occupancy rates to halve. Living cost was much cheaper than BKK, Pattaya and Phuket. Copyright TheThailandLife.com 2023. I want the whole experience. Id be curious what US expats pay monthly for living expenses including healthcare. I have families in Thailand and they can help me figure things out when I move here. 75% will never buy adequate medical coverage (will spend $1000s to fly home if needed, but will not spend 1/3rd of that for annual coverage that is 100% better than US medical services). He knew no one in the country. Instead of 800,000, youll need at least $3 million baht in a Thai bank account, and youll need it at least 12 months prior to your application. The myth that Thai girls love us partly because they don't like Thai men is just that - a myth. Healthcare is much cheaper in Thailand than in the US. These issues can become a threat to the safety of children. Golf $30-$60 depending on the golf course. There are more relaxing spots in Thailand too. It's impossible to say exactly as the final rate will depend on the amount and what type of income it is considered. He relies on football and basketball internet packages for his U.S. sports fix. Thanks for sharing about Chiang Mai. If you are looking for a quite paradise that is affordable contact us at [emailprotected]. (U.S. News and World Report, 2020) ( Source) The cool climate of Chiang Mai also makes it pleasant to live all year round and "retiree-friendly". Copyright 2022 Filipino Wealth FilipinoWealth.com. Its landlocked though right? Couples should have a strong relationship to last here.. It will be great to visit South American for a couple of years. If only we were able to take more time off! Bowen says he arrived without a visa and now has to let Thailands immigration office know every 90 days, either online or in person, that he is still there. Here's a look at the most recent IRA and 401(k) tax reform laws. The Japanese retirees spend about $3,000 per month to retire in Thailand. We were also thinking about partially retiring in some cheaper country. It will be interesting to see how the numbers change and which countries will be on the hot list at that time. Hahaha! 5. I am currently check from net and it remains the same up to today, 35% cheaper than in BKK, Phuket and Pattaya. I will admit that I am neither frugal, or spend thrifty, regardless of whose dime I am on, I always opt for what I like and make no reservations or excuses about certain indulgences. Glad you found the website. This country has a low cost of living as well as some of the world's most beautiful beaches. I am a non-alcoholic person; so cant really comment on beverages but that (along with entertainment) seem to be a bit high too! Is the average retiree at 65 years old going to be worried about road traffic accidents or poor electrical wiring standards? We can probably live comfortably on $1,200/month and budget $1,000/month for traveling. Find out how it stacks up against North America, Europe and Asia. Great idea to use it as a base for exploring Asia. And when they want to travel in Asia, Phukets status as a tourism mecca means theres no shortage of flights for less than $100. I own property in ireland which i rent out and pay tax on profits. on this page is accurate as of the posting date; however, some of our partner offers may have expired. We moved long before retirement, but now were settled, have a network for friends, and ready to ease into retirement when the time comes. Whew, I dodge that bullet. Lazy Man and Money. Nikkei Inc. No reproduction without permission. My Thai friends tell me you are absolutely correct about the cost of living. If you use a real estate agent to find a place, the standard commission is one month's rent for a 12-month contract and is paid by the landlord. It would be tough to leave this close community at this point.. I had visited Bangkok twice and stayed 3 weeks each visit. We go out a couple nights a week and always run into friends, he says. The point is we never felt poor or like we were scraping by. If only we could go back in time! (I think thats the current rule. "Poor electrical wiring standards" lol "Poor" implies that a standard exists to make a comparison to standards elsewhere. There were days I ate no normal meal but all deserts and coconut ice cream, and I was all right. My hubby is 58 and i m 54 and we want plan to get out from here. Thanks Im planning to visit Chang Mia in March get the feel for it stay a week If I buy a condo 2 bedrooms would I be pushing it to find something under 2 million baht and could I buy small business for my girlfriend to bring in a income any chance you or someone you can recommend meet me for a coffee to assist me as you seem to have a good knowdge of Chang Mia The decision to retire has been forced upon me and I am not getting much sleep your site is great. Some old geezer with a pension! Answer (1 of 5): I lived in Thailand for seven years, and I've now been living in the Philippines for almost five years. Her mum has a little bit of land we could build a house on or share their shack by the railroad tracks. This is not an offer to buy or sell any security or interest. Yes, my parents are using the public healthcare right now. I have no car or motorcycle. Spotting oversights in your retirement plan early can lead to years of financial stability. One unique kind of street food is fruit. I want to chill out, not with young hippies or backpackers, have great food and sex for little or nothing. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. A part-time career could mean a stressful future if you don't use some of these tips to prepare for retirement. Silvia Ascarelli is a senior news editor for MarketWatch based in New York. The new spending bill makes it easier to save for retirement. We plan on making the the primary move to Singapore and use our place their as a base at a very reasonable monthly living cost. It costs me more money being with her than being with a woman from my country while she has to make do with being with an older man. You should plan to live in Thailand on a budget of at least $1,500 per month, with $2,000 being a more reasonable benchmark. + Get Married But Im biased, because we did it. Have a Thai bank account with at least 800,000 baht (about $24,500), Have a monthly income or pension of at least 65,000 baht (about $2,000), Have a combination of the previous options, if they bring your total funds to at least 800,000 baht ($24,500), Before you decide where youd like to spend your retirement, you need to make sure your financial plan can provide the income you need in retirement. In recent years, the Thai government made it more difficult to stay in Thailand for a long period. The following two tabs change content below. Prices for alcoholic beverages are inflated thanks to import duties and taxes. Beer can be affordable if you drink locally produced brands such as Singha, Chang and Leo, which sell for about 30 baht (86 cents). But if you need to spend less, you can. Imported liquor is about 50% more than what I would pay in the US IF I COULD STILL DRINK (interferes with my meds), I am generally there during the wet season, so room prices are lower. After all, my girlfriend and I lived in Phuket on only $1300 a month, about $700 of which went to rent a beautiful and very modern new house which was built around its own swimming pool. However, other countries in SE Asia aren't immune to these problems either. The difficulty lies in finding someone who is not only nice and beautiful, but also honest and has true feelings for you. of course, I would have to keep 400,000 baht in the bank for the visa. Like you say, I can't imagine Bali being much cheaper, and Cambodia always seems more expensive to me. The rent from your condo (assuming it was paid off by then) would supply more than enough money to live on so you could leave all your other cash invested. Current market conditions bring both opportunity and risk. Hopefully, Thailand will open up soon. What do you think about retiring part-time in more affordable countries? One last question, are you honestly saying that your parents totally rely on the public health system? Here is an estimate of their living cost in Thailand. Single holiday in Thailand - Book your benefits - Sexy Girls like this you can expect during your single holiday Our offer: Single Holidays in Thailand with female companion - is aimed at singles or men who are looking for travel companion for their holiday in Thailand. The heat/humidity isnt bad at all right now. The retirement visa also does not allow you to leave and re-enter the country. Although you do have to take precautions as you would anywhere in the world. Thanks for sharing these budget numbers! But that would have to be a *lot* of money. Estimates for thecost of livingin Thailand generally say its between 35% and 75% cheaper than living in the U.S. Its clouding their judgement. Camping/rustic countryside trip over the weekend $50. Thank you Joe. Have a look at the Thai tax rules here: Thanks for this informative and down to earth website, I appreciate it. Nice article. Come join the discussion about residency, taxes, documents, visas, travel, health care, finances, banking, classifieds, and more! For a better experience, please enable JavaScript in your browser before proceeding. A visit to the dentist that includes a cleaning and cavity filling is less than $30. But, if they do not qualify for the Thai Retirement Visa (O-A or O-X), they can apply for a Non-Immigrant Visa O or ED. And almost 100% will never take the effort to learn the language of their adopted home!!! I could live a pretty comfortable lifestyle here for about $1,600/month or maybe even less. Thais are astonished by the idea that anyone could live alone and be happy. Monthly income of at least THB 65,000 or. A very valid comment. Im very curious what the education options would be for your child especially if this happens in high school or if you want to be close by for college? I consistently see comments online that Thailand is expensive, Thailand has had its day, and that Thailand is no longer welcoming to foreigners. Is it so? I like your article. A forum community dedicated to expatriates and enthusiasts. My parents own a home in Malaysia that I will inherit at some point, I may still decide to return to Malaysia when the time comes. Sorry to hear that! Some of those that I've seen would stretch the cooking requirements for Ramen and a beer. Yeah, the food bill is a bit out of whack. Another example is that some Thai women see themselves as very old even if theyre only in their 30s or 40s, but in reality, they still look very youthful. I use both. Its actually very nice. What you stated is what all of the lawyers will tell you because they make good money setting up these companies to get around the law and which are illegal. Most surgery costs 30% to 40% less than in western countries. Of course, there isnt that much to DO there, but But be aware you will need to learn Thai language (and its not that easy because it is TONAL like Chinese 5 tones high, middle, low, rising and falling writing there are 44 consonants 2 obsolete and 32 vowels, 4 tone marks and a different system of numbers with only 0 zero being the same) because there is far less exposure to farang there. No, I dont feel guilty. He paid about $3,500 for them. Thailand is only $125,000 less than the UK, but the UK is cold, grey and rainy for 6 months of the year! Expat Life Insurance: 10 Must-Know Facts, *Please check your inbox to confirm your email address, + Get the Right Visa Thaipod101 is the best way to learn Thai online. Im Peter. One of my uncles had a stroke a couple of years ago and went the private care route. The original retirement study can be found here. Healthcare, however, is the big mystery. The retirement visa is for one year and must be renewed annually. Yearly singles tours in Bangkok see dozens of foreign guys hoping to find a Thai girlfriend during their solo travel to Thailand. You spend $4000 a month in Thailand and you dont think thats extravagant? Good private schools are expensive here, and that's where the balance is likely to tip in favor of living back home. You will find many of these Aussies in the Expat enclaves of Bangkok, Chiang Mai, Hua Hin, Phuket and Koh Samui, to name a few. Share a table. A rotisserie roast chicken costs just 140 baht ($4.50). Well, we wont be gone forever. As you note, you can get a 2-bed house on an island like Phuket or Samui for 15-20k - less in some areas, and something modern for 25-30k in a decent location. The cost of alcohol can also add up quickly. As it happens, this isnt much more than the average Social Security benefit. For a single guy, thats an extremely comfortable income to live in in Bangkok, if youre not a drunk or rabid consumer of whats available in the Thai bars. The weather, which is beautiful for a few months of the year, may be too hot for the rest of the year. With a low cost of living and some of the world's most beautiful beaches, Thailand is a great place to consider for retirement. A cursory search shows that even the most open countries, such as Ecuador, Panama, and Mexico, seem to limit long term stays to 180 daysat least in terms of convenient applications or process. Maybe you should get a hotel for a week or two to familiarize yourself. Rents are around 70% lower on average. I can absolutely see why it attracts digital nomads and retirees. You can apply for a 60- or 90-day visa from your home country through the Thai Embassy or Consulate or apply for a retirement visa. Clint Eastwood, Charles Bronson and Anthony QUINN were - wait for it . CHARISMATIC FAMOUS WEALTHY MOVIE STARS. You will also have to pay for visas and bent officials if you want anything done. My wife an I are on the other side of 40.I retired last year but got pulled back into a job which might take a year or so to manage a computer transformation at a local plant. Fact is if I choose to return to Malaysia now, I can live a fairly comfy life. Ill probably do that again next year. She shoveled snow all day yesterday. Copyright 2023 MarketWatch, Inc. All rights reserved. Im not sure, but I dont think its that high. The cost of living is low,which means you can stretch your retirement savingsfurther. We were in Hong Kong last summer and everyone said that we should have stopped by Thailand since we were nearby as the flights werent too expensive. The financial requirements are: Bank account with THB 800,000 or. So looking forward to becoming vagabonds on the road for enjoyment as we truly love al areas in SEA. Southern Thailand would be a great option for us too. I usually ignore this type of research because seldom is it accurate. You need 35 years for the full pension, but let's say you have 10 already, you can backpay 6 and pay for the remaining 8 you have = 24 years worth. Now I find USA very boring since been Bangkok and other part of Thailand over 20 time. You definitely can live cheaper; I just havent figured it out yet and still learning. Among Bowens family, only his daughter has visited. Having a Thai girl by your side makes it possible to get to get to know the There are also snakes, monitor lizards and mongooses. If you fail to do this, your visa may become void. Our Top 5 Locations to Retire in Thailand 100% PASSIVE INCOME Hands-off Rental Guarantee Investment Fixed 8% P.A. For myself, and on my own dime (I am 56 and married), me and my wife live on $3000 per month. I like the modern life. My dad love seafood and thats expensive anywhere. I think these comments hold some weight in a debate of historical context, but I don't think that's the whole picture. Driving to Southern Thailand would take a couple of days. Wow, thats really interesting. One of the hardest things is just how far away from the U.S. Thailand is, he says. Itll be a while though. Local Thai markets are usually open-air establishments either in a static location or recurring at a set place and time weekly. a basic single occupancy room starts at about $1,300 per month for long term occupancy (12 month contract). And, like you, were also waiting for that big mega-thrust earthquake! Also having as a possibility to retire in Europe in 10+ years. There are many variables, including living rurally, which is much cheaper. The lifestyle also makes a big difference. As you can imagine, there are many different stories and tales about dating in Thailand as a single man. My wife and I did most of our international travels with my small company in the 80s and 90s so we no longer feel the need to travel around the globe now that we are retired. With a low cost of living and some of the world's most beautiful beaches, Thailand is a great place to consider for retirement. That said, unsophisticated crime is rampant in Ecuador. So let's look at how neighboring countries stack up to Thailand. It is a bit hot here, but Id take 90 degrees heat over snow any day. First of all, its worth noting that citizens of the U.S. and much of Europe do not need a visa in order to visit Thailand. If you live on a budget at home, adopt the same budget in your chosen home, Eat as you would, dance as you should, and sleep in like everyday is a Sunday. And then there's expats eating for 100 Baht a day and staying in a 4k a month condo. Thats a law that dates back to the Vietnam war. The retirement visa also does not allow you to work in the country. Healthcare is important to factor into your budget. These places have stunning beaches too. I averaged about $15 a night for a nice mid level hotel and around $8 a day for food in Chiang Mai ( about 1.50 breakfast / lunch and $5 dinners ). Thanks for this article! I think the Thai government prefers short-term visitors. https://www.buymeacoffee.com/thethailandlife, https://www.thethailandlife.com/uk-pension-guide-thailand, https://www.thethailandlife.com/income-tax-thailand, Renting a 1-bedroom apartment in a city centre, like Bangkok, Eating out: 15% expensive restaurants, 75% inexpensive restaurants, Two round trips on public transport per week, No taxis/ride shares, but moderate car use, Average daily expenditure: 1,000 Baht per day, Food shopping/eating out: 10,000 Baht per month. From what I have seen in Thailand, most non-Thais use the private system, yes it is cheaper than the USA, but where isnt? #2: Get rid of ghosts. Have a question? How do these things compare in Thailand or other locations?. I want to know, what people are saying and I want to be a full part of society there instead of being a tourist or bystander. The cost of living is low, as is the cost of healthcare. I lived in Bkk 1997 2003 & visit every other year, last visit in Jan 2014. of those are not designed for the same living/cooking/entertainment/working standard most retirees would be accustomed to. But. My Spanish isnt great, but its perhaps good enough that the transition might not be too bad. Global economic shifts have devalued some Western currencies and made Thailand more expensive. Im sure Bangkok would be much more expensive. Great article. In general, living in Thailand is significantly cost-effective; of course, if you are not a single man and you are in a relationship, you will be able to save some cash each month from sharing accommodation, but this is often a minimal amount. I havent done that yet because its a long way off. There are expats who dine in silly-priced restaurants, buy a German car at twice the price you'd get one for in Europe, rent a condo on Wireless Road for 80k+ a month, and fly first class. This may work for you if you plan to travel a lot or return home frequently. I traveled around the world and Thailand is the best place for settle down. Upon signing you'll typically hand over the first and last month's rent, plus a security deposit of one month. Good luck! The research was based on the following lifestyle for 1 person: There are some lower cost Japanese (Yipun) food in what amounts to a fast food version of a traditional restaurant usually found in some of the malls. That combined with many Americans slim vacation days also means visitors are infrequent. One of the most intersting things I found out is that there are not a lot of western families who move to Thailand. #1: Never live alone. When Medicare kicks in, we can move back to the US part-time. If you can eat MSG, rice, pork, chicken and loads of oily greasy and spicy curries as well as bugs and all manner of weird snacks, you can live like a Thai. How do I make it last? However, if you compare a popular U.S. city for retirees like Sarasota, Florida, consumer prices are 52% higher than Bangkok when you exclude rent. Estimates for the cost of living in Thailand generally say it's between 35% and 75% cheaper than living in the U.S. Im pretty sure you still have to pay the US federal income tax. Bowen also notes that while Phuket is great for single men, it may be less appealing for others. Future in Thailand 100 % PASSIVE income Hands-off Rental Guarantee Investment Fixed 8 % P.A it more difficult to in. Is beautiful for a better experience, please enable JavaScript in your retirement plan early lead... I do n't like Thai men is just that - a myth scary to at! During their solo travel to Thailand would be a great option for US too or.! 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To chill out, not with young hippies or backpackers, have great food and sex for or... To me out, not with young hippies or backpackers, have great food sex... A week and always run into friends, he says to pay for visas single man retiring in thailand bent officials if plan. A Thai girlfriend during their solo travel to Thailand list at that time with... And budget $ 1,000/month for traveling now I find USA very boring since been Bangkok other. Whole picture retirement visa also does not allow you to work in holy! Great for single men, it may be too bad, not with young hippies or backpackers, great... In, we can probably live comfortably on $ 1,200/month and budget $ 1,000/month traveling... Locations to retire in Thailand or other Locations? you decide your view... Budget $ 1,000/month for traveling you plan to get out from here alcohol can also add quickly! Can absolutely see why it attracts digital nomads and retirees visa is for one year must. 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